Most Families

• Live with too much debt and not enough insurance protection
• Have little to no savings and don't have clear understanding of how much savings is enough
• Don't make enough money and are not sure how to fix the problem

What is the result of living like this?

• Stress and frustration
• Negative imapct on family

True financial independance means to

• Save money and spend less
• Live within one's means
• Protect loved ones should the "worst case scenario" occur
• Systematically reduce and eliminate debt
• Have sufficent funds to cover expenses for six months to year
• Build long-term saving that protect you and your family for life